Norwegian free-invoicing-first accounting SaaS (founded 2009); 165K+ users, Norwegian-owned (founders + Must Invest), but runs entirely on AWS.
- FROM
- €9/mois
- CLOUD ACT
- MATERIAL
Synthèse de la propriété et de l’exposition au CLOUD Act.
French unicorn accounting + financial-management platform for SMEs and accountants; €4.3B valuation (Nov 2025), heavily US-VC-funded.
Pennylane, dans la catégorie Comptabilité, propose un hébergement dans l’UE avec France comme lieu d’hébergement, mais une maison mère ou un sous-traitant américain laisse une exposition matérielle au CLOUD Act.
Pennylane (Paris, France, founded 2020) is ISO 27001 certified and a French-government-approved electronic-invoicing platform; however the company has raised $770M+ of mostly US capital from Sequoia Capital, DST Global, CapitalG (Alphabet), Meritech Capital, TCV, and Blackstone Growth, making it the most US-VC-funded French SaaS in the accounting space; ownership signal flips to eu_hq_us_funded and CLOUD Act exposure to material via investor influence.
Le degré d'exposition des données clients aux autorités américaines au titre du CLOUD Act (Clarifying Lawful Overseas Use of Data Act).
Où se situe le contrôle ultime de la société exploitante.
Pennylane (Paris, France, founded 2020) has rapidly become one of Europe's most-talked-about accounting platforms: over 1 million users including freelancers, SMEs (PME/ETI), and accounting firms, with a French-government-certified e-invoicing capability ahead of the 2026 PPF mandate. ISO 27001 certified. The product is genuinely French-built and French-operated, but the cap table is heavily US: Sequoia Capital, DST Global, CapitalG (Alphabet's growth fund), Meritech Capital, TCV, and Blackstone Growth are all on the books, with $770M+ raised across 8 rounds and a $4.3B valuation as of November 2025. For procurement-grade buyers this is the canonical "Made in France, capitalised in the USA" case study.
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Norwegian cloud accounting for sole traders and small companies; founder-owned, Norway-hosted, flat monthly pricing.
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