Dutch publicly-listed payments giant (Euronext Amsterdam), DNB-licensed credit institution + EU/UK/US banking licences; €1.4T processed/yr.
- FROM
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- CLOUD ACT
- MINOR
Zusammenfassung aus Eigentümerschaft und CLOUD-Act-Risiko.
Paris-based ACPR-licensed pan-European marketplace payment institution (since 2007), €12.4B 2025 volume, 400+ marketplaces.
Lemonway aus der Kategorie Zahlungen ist ein europäischer Dienst mit France als Hosting-Standort und höchstens geringfügigem, vorübergehendem US-Bezug nach dem CLOUD Act.
Lemonway (Paris, founded 2007) is an ACPR-licensed Payment Institution (approval number 16568, licensed since 2012) with European passporting in 29 countries, processing €12.4B annually across 1.4M wallets for 400+ marketplaces (SNCF Connect, Decathlon, Eiffage, ArcelorMittal); the cap table is fully European (Breega FR + Speedinvest AT + Toscafund UK) and the partnership with Société Générale for B2B marketplaces adds further EU banking anchoring: ownership_signal: eu_owned, cloud_act_exposure: minor; however Lemonway does not publish a standalone DPA (data-processing obligations are embedded within the general T&Cs) meaning EU buyers cannot self-serve the DPA artefact, and the hosting provider is not publicly disclosed.
Wie stark Kundendaten US-Behörden nach dem CLOUD Act (Clarifying Lawful Overseas Use of Data Act) ausgesetzt sind.
Wo die letztliche Kontrolle über das Betreiberunternehmen liegt.
Lemonway is a Paris-headquartered marketplace-payments specialist founded in 2007 by Sébastien Burlet and Damien Guermonprez. Operating as a French ACPR-licensed Payment Institution (approval number 16568, since 2012) with European passporting across 29 countries, Lemonway directly competes with Mangopay and Stripe Connect for marketplace-payment infrastructure. The company processes €12.4B annually across 1.4M open wallets and reports 400+ marketplace clients including SNCF Connect & Tech, Decathlon, Eiffage, and ArcelorMittal: a customer list that skews heavily toward large French enterprises and B2B marketplaces. Offices in Paris (HQ) and Hamburg with approximately 145 employees.
For an EU-sovereignty audit Lemonway is the cleanest marketplace-payments listing alongside its competitor Mangopay. The cap table is entirely European: €50M total raised across Breega Capital (Paris VC, lead 2018 €35M), Speedinvest (Vienna VC, 2018 co-lead), and Toscafund (UK asset manager, €25M in 2019), with no US private-equity or venture-capital involvement on record. The ACPR licence anchors the legal jurisdiction firmly in France with all the supervisory teeth of European banking law. A 2024 partnership with Société Générale to support large-corporate B2B marketplaces in Europe adds an EU-bank co-distribution channel. PCI-DSS certified; 99.9%+ API availability. The 2024 acquisition of PayGreen's operations extended Lemonway from pure marketplace payments into broader e-commerce.
Pricing is enterprise / volume-negotiated and marketplace-specific; no public per-transaction tier applies, and starts_from_eur is left null. Best fit: EU marketplaces and B2B platforms requiring ACPR-licensed multi-party payment infrastructure with full EU jurisdiction and no US PE/VC involvement in the ownership chain: particularly French and DACH marketplaces. Two transparency gaps remain: the underlying hosting provider is not publicly disclosed on accessible pages (vendor outreach can confirm whether it's OVHcloud, Scaleway, or similar French infrastructure, typical for ACPR-licensed PIs), and the DPA is embedded in the general T&Cs rather than published as a standalone document.
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Preisseite ansehen ↗Dutch publicly-listed payments giant (Euronext Amsterdam), DNB-licensed credit institution + EU/UK/US banking licences; €1.4T processed/yr.
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