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pCloud

File sharing · Switzerland
Founded 2013 · pcloud.com

Swiss cloud storage with customer-elected EU (Luxembourg) or US (Texas) data residency; signature lifetime plans, 24M+ users.

pCloud is a European service hosted in Luxembourg, with at most minor, transient US exposure under the CLOUD Act. It is listed under File sharing.

Assessment notes

pCloud AG (Baar, Switzerland; founded 2013 by Tunio Zafer and Anton Titov; primary operations from Sofia, Bulgaria) lets customers pick Luxembourg (EU) or Dallas, Texas (US) at signup as the data-residency region (EU customers selecting Luxembourg get full EU jurisdiction under GDPR), plus a 24M+ user base and signature lifetime plans as a subscription escape hatch; pCloud Crypto is an optional paid add-on that provides true zero-knowledge encryption (without it, files are encrypted at rest but pCloud holds the keys); Swiss-incorporated with customer-elected EU data residency, but neither a publicly accessible DPA nor any sub-processor disclosure: the privacy policy (revised 1 March 2023) names no third parties at all, referring only to generic 'payment providers' and 'advertising and analytical companies', and the GDPR page directs buyers to contact sales@ to request a DPA, making it on-request-only; zero-knowledge encryption is also not the default, requiring the paid pCloud Crypto add-on.

Findings

CLOUD Act
Ownership
Sub-processors
— not disclosed

Verified signals

Jurisdiction
  • EU / adequacy hosting: Yes
  • EU / adequacy operator: Yes
  • No US CLOUD Act exposure: Not assessed
Transparency
  • Public DPA: No
  • Sub-processors disclosed: No
  • Open-source clients: No
  • Third-party certification: No
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About pCloud

pCloud is a Swiss-incorporated cloud-storage product operated by pCloud AG (Baar, Switzerland) and founded in 2013 by Bulgarian engineers Tunio Zafer (CEO) and Anton Titov. Primary engineering and operations are based in Sofia, Bulgaria; the legal seat is Baar in canton Zug. The company reports 24M+ users across 130+ countries and has built its mainstream brand around a distinctive lifetime plan offering: one-time payments for permanent access (Premium ~€199 lifetime / 500 GB; Ultra ~€399 lifetime / 2 TB; Family Lifetime plans available), a marketing position no other directory vendor in this category matches.

For an EU-sovereignty audit the structurally interesting feature is customer-elected data residency: at signup pCloud asks each user to pick between Luxembourg (European Union) and Dallas, Texas (United States) as the data-region for that account, and files stay in the chosen region. EU customers who pick Luxembourg get a full GDPR-jurisdiction posture; US customers (and any EU customer who picks Texas) end up under US-jurisdiction with the standard CLOUD Act exposure. The Swiss legal entity layered on top with EU adequacy keeps cross-border contracting clean. Where pCloud falls short of Proton Drive, Tresorit, and Internxt is that zero-knowledge end-to-end encryption is NOT the default: files are encrypted at rest with AES-256 and in transit with TLS, but pCloud itself holds the keys unless the customer adds pCloud Crypto as a paid add-on (~€3.99/month or one-time lifetime), in which case the encryption shifts to client-side and pCloud no longer holds the keys.

Pricing in EUR: 10 GB free; Premium 500 GB ~€4.99/month (~€199 lifetime); Premium Plus 2 TB ~€9.99/month (~€399 lifetime); pCloud Crypto add-on for true zero-knowledge encryption is a separate purchase. 10-day money-back guarantee. Best fit: privacy-conscious consumers and SMBs who want a Dropbox alternative with EU data-residency option and the unique lifetime-plan economics; buyers requiring zero-knowledge encryption by default should choose Proton Drive, Tresorit, or Internxt instead.

Sub-processor map · not disclosed

Vendor does not publish a sub-processors list. Schrems II compliance and CLOUD Act exposure cannot be independently verified without it.

Frameworks & certifications · none listed

We checked the vendor's website and standard certification body registries. No active certifications found at the time of last audit (2026-08-26).

Capability matrix

Table 1Capabilities of pCloud

Free storage 10 GB
Paid storage (from) 500 GB
Max file size Unlimited
Photo sync Yes
File versioning Yes
Link sharing Yes
Platforms iOS macOS Windows Android Linux Web

Integration & access

REST API Yes
SSO (SAML / OIDC) No

Compliance & governance

Audit log No
Self-host / on-prem option No

Pricing & tiers

from €5/mo
Freemium
View pricing page

Public documents

Vendor does not publish a public DPA. Without a publicly accessible Data Processing Addendum, small EU customers cannot self-serve the processor agreement. This is recorded as no public DPA (see How we assess).
Vendor does not publish a sub-processors list. Schrems II compliance and CLOUD Act exposure cannot be independently verified without it.
  • Data Processing Addendum (DPA)
    — missing
    missing
  • Sub-processors list
    — missing
    missing
  • Terms of Service
    www.pcloud.com/terms_and_conditions.html…
    Open

Alternatives in this category

  • Switzerland · €4/mo
    EU-Based
    Public DPA: Yes Sub-processors: Yes Open source: No
  • Switzerland · €10/mo
    EU-Hosted
    Public DPA: Yes Sub-processors: Yes Open source: No
  • Switzerland · €4/mo
    EU-Sovereign
    Public DPA: Yes Sub-processors: No Open source: No

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