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EU VETTED

Sage Accounting

VERIFIED
Accounting · United Kingdom
Founded 1981 · sage.com/en-gb/products/sage-accounting/ ↗

UK-public accounting incumbent (FTSE 100, Newcastle, est. 1981); Sage Accounting cloud product for SMB.

In short

Sage Accounting, in the Accounting category, offers EU hosting with the United Kingdom as its hosting location, but a US parent or sub-processor leaves material CLOUD Act exposure.

Assessment notes

Sage Group plc (Newcastle UK, founded 1981, FTSE 100, LSE: SGE) is one of Europe's largest software companies: UK-public, no US parent, no US PE, ISO 27001 certified, and UK-post-Brexit places it in ownership_signal: other rather than eu_owned. The clean ownership position does not carry over to the processor chain, which is what CLOUD Act exposure actually measures. Sage's own published sub-processor list puts Sage Business Cloud Accounting on Amazon Web Services (a US-owned hyperscaler holding customer data at rest) alongside Twilio, Postmark and Yodlee, the US bank-data aggregator that powers its bank feeds. Core accounting and banking data therefore flows through US-owned services, which is material under the rubric and a 3/5. Sage also publishes no hosting region for the product, and both its pricing page and its DPA sit behind a site-wide bot block that defeats self-serve verification.

CLOUD ACT
Ownership
Sub-procs
— not disclosed
Verified signals
Jurisdiction
  • EU / adequacy hosting
  • EU / adequacy operator
  • No US CLOUD Act exposure
Transparency
  • Public DPA
  • Sub-processors disclosed
  • Open-source clients
  • Third-party certification
Jump to
Overview

About Sage Accounting

Sage Group plc (Newcastle upon Tyne, founded 1981) is one of the largest software companies in Europe: listed on the London Stock Exchange (LSE: SGE, FTSE 100), no US parent, no US-PE control. The SMB cloud product line Sage Accounting (also Sage Business Cloud Accounting, formerly Sage One) targets sole traders through small businesses with pricing from ~£12/mo (~€14). ISO 27001 certified. The wider Sage portfolio includes Sage HR (sage.hr, see separate listing), Sage Intacct (mid-market), Sage 50, and Sage 200. Post-Brexit UK jurisdiction places it in ownership_signal: other per the directory's rubric. The ownership chain is clean of US capital, but the processor chain is not: Sage's own published sub-processor list puts Sage Business Cloud Accounting on Amazon Web Services alongside Twilio, Postmark and Yodlee, the US bank-data aggregator behind its bank feeds, so core accounting and banking data flows through US-owned services and exposure is recorded as Material.

Sub-processors

Sub-processor map · not disclosed

Vendor does not publish a sub-processors list. Schrems II compliance and CLOUD Act exposure cannot be independently verified without it.
Certifications

Frameworks & certifications

ISO/IEC 27001
ACTIVE
Features

Capability matrix

Invoicing Yes
E-invoicing No
Bank sync Yes
VAT returns Yes
Payroll Yes
Multi-currency Yes
Expense management Yes
Inventory Yes
Accountant access Yes
INTEGRATION & ACCESS
REST API Yes
SSO (SAML / OIDC) Yes
COMPLIANCE & GOVERNANCE
Audit log Yes
Self-host / on-prem option Yes
Pricing

Pricing & tiers

PAID
from €16/mo
View pricing page ↗
Public documents

Public documents

  • Data Processing Addendum (DPA)
    www.sage.com/en-gb…
    Open ↗
  • Sub-processors list
    www.sage.com/en-gb…
    Open ↗
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