QU
QuickBooks Online
benchmark · US
—
SOC 2no EU framework
Freemium
✗
E2E
✗
Public DPA
✗
Sub-processors
✗
Open source
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SE
German DACH-focused SMB accounting / invoicing SaaS (Offenburg, est. 2013); now a Cegid Company under KKR-controlled French parent.
OFFENBURG · DE
Germany
SOVEREIGNTY
A single roll-up of ownership and CLOUD Act exposure.
EU-Sovereign
EU/EEA/Switzerland-owned and -operated, with no identified CLOUD Act exposure.
EU-Based
EU-operated, with at most minor or transient US exposure.
EU-Hosted
This listing
EU hosting available, but a US parent or hyperscaler sub-processor creates material exposure.
US-Linked
Operated by a US-incorporated entity, directly subject to US jurisdiction.
—
Paid
€9 /mo
✓
Public DPA
✓
Sub-processors
✗
Open source
→
SA
UK-public accounting incumbent (FTSE 100, Newcastle, est. 1981); Sage Accounting cloud product for SMB.
—
SOVEREIGNTY
A single roll-up of ownership and CLOUD Act exposure.
EU-Sovereign
EU/EEA/Switzerland-owned and -operated, with no identified CLOUD Act exposure.
EU-Based
This listing
EU-operated, with at most minor or transient US exposure.
EU-Hosted
EU hosting available, but a US parent or hyperscaler sub-processor creates material exposure.
US-Linked
Operated by a US-incorporated entity, directly subject to US jurisdiction.
ISO/IEC 27001
Paid
€16 /mo
✓
Public DPA
✓
Sub-processors
✗
Open source
→
VI
Nordic ERP + accounting group (Oslo, 1996); 170+ company portfolio, 2.4M customers, Hg-majority + TPG co-invested.
OSLO · NO
Norway
SOVEREIGNTY
A single roll-up of ownership and CLOUD Act exposure.
EU-Sovereign
EU/EEA/Switzerland-owned and -operated, with no identified CLOUD Act exposure.
EU-Based
EU-operated, with at most minor or transient US exposure.
EU-Hosted
This listing
EU hosting available, but a US parent or hyperscaler sub-processor creates material exposure.
US-Linked
Operated by a US-incorporated entity, directly subject to US jurisdiction.
ISO/IEC 27001
Paid
✗
Public DPA
✓
Sub-processors
✗
Open source
→
PE
French unicorn accounting + financial-management platform for SMEs and accountants; €4.3B valuation (Nov 2025), heavily US-VC-funded.
FR
France
SOVEREIGNTY
A single roll-up of ownership and CLOUD Act exposure.
EU-Sovereign
EU/EEA/Switzerland-owned and -operated, with no identified CLOUD Act exposure.
EU-Based
EU-operated, with at most minor or transient US exposure.
EU-Hosted
This listing
EU hosting available, but a US parent or hyperscaler sub-processor creates material exposure.
US-Linked
Operated by a US-incorporated entity, directly subject to US jurisdiction.
ISO/IEC 27001
Paid
✗
Public DPA
✓
Sub-processors
✗
Open source
→
LE
Lexware Office: cloud accounting from Haufe Group (German family-owned), DSGVO + GoBD + TÜV, 400K+ DACH customers.
DE
Germany
SOVEREIGNTY
A single roll-up of ownership and CLOUD Act exposure.
EU-Sovereign
EU/EEA/Switzerland-owned and -operated, with no identified CLOUD Act exposure.
EU-Based
This listing
EU-operated, with at most minor or transient US exposure.
EU-Hosted
EU hosting available, but a US parent or hyperscaler sub-processor creates material exposure.
US-Linked
Operated by a US-incorporated entity, directly subject to US jurisdiction.
—
Paid
✓
Public DPA
✓
Sub-processors
✗
Open source
→
FI
Norwegian cloud accounting for sole traders and small companies; founder-owned, Norway-hosted, flat monthly pricing.
NO
Norway
SOVEREIGNTY
A single roll-up of ownership and CLOUD Act exposure.
EU-Sovereign
EU/EEA/Switzerland-owned and -operated, with no identified CLOUD Act exposure.
EU-Based
EU-operated, with at most minor or transient US exposure.
EU-Hosted
This listing
EU hosting available, but a US parent or hyperscaler sub-processor creates material exposure.
US-Linked
Operated by a US-incorporated entity, directly subject to US jurisdiction.
—
Paid
€20 /mo
✓
Public DPA
✓
Sub-processors
✗
Open source
→
PO
Norwegian cloud accounting/ERP for SMBs & accounting firms (Bodø, est. 1998); 75% Visma-owned, runs on Microsoft Azure EU.
NL
Netherlands
SOVEREIGNTY
A single roll-up of ownership and CLOUD Act exposure.
EU-Sovereign
EU/EEA/Switzerland-owned and -operated, with no identified CLOUD Act exposure.
EU-Based
EU-operated, with at most minor or transient US exposure.
EU-Hosted
This listing
EU hosting available, but a US parent or hyperscaler sub-processor creates material exposure.
US-Linked
Operated by a US-incorporated entity, directly subject to US jurisdiction.
ISO/IEC 27001
Paid
€30 /mo
✓
Public DPA
✓
Sub-processors
✗
Open source
→
CO
Norwegian free-invoicing-first accounting SaaS (founded 2009); 165K+ users, Norwegian-owned (founders + Must Invest), but runs entirely on AWS.
IE
Ireland
SOVEREIGNTY
A single roll-up of ownership and CLOUD Act exposure.
EU-Sovereign
EU/EEA/Switzerland-owned and -operated, with no identified CLOUD Act exposure.
EU-Based
EU-operated, with at most minor or transient US exposure.
EU-Hosted
This listing
EU hosting available, but a US parent or hyperscaler sub-processor creates material exposure.
US-Linked
Operated by a US-incorporated entity, directly subject to US jurisdiction.
—
Freemium
€9 /mo
✓
Public DPA
✓
Sub-processors
✗
Open source
→