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Independently verified · Quarterly re-audit
EU VETTED

Worldline

VERIFIED
Payments · France
Founded 2014 · worldline.com ↗

French payment giant (Worldline SA, Paris-listed WLN), #4 PSP worldwide, 18k employees, free-float >90% with no controlling shareholder.

In short

Worldline, in the Payments category, is a European service with France as its hosting location and at most minor, transient US exposure under the CLOUD Act.

Assessment notes

Worldline SA (Paris la Défense, French SA carved out of Atos in 2014 and fully independent since 2022 when Atos divested its remaining stake) is publicly listed on Euronext Paris (WLN) with ownership_signal: eu_owned (free-float exceeding 90% and no single controlling shareholder), the world's #4 payment-services provider with 1.4M+ merchant clients across 170+ countries, 18,000 employees, and a deep certification stack (ISO 9001 + 14001 + 22301 + 27001:2022 + ISAE 3402 + ISAE 3000 + PCI-DSS); strong EU-controlled posture with only the unavoidable global card-scheme sub-processors keeping cloud_act_exposure: minor.

CLOUD ACT
OWNERSHIP
SUB-PROCS
0 none disclosed
Verified signals
Jurisdiction
  • EU / adequacy hosting
  • EU / adequacy operator
  • No US CLOUD Act exposure
Transparency
  • Public DPA
  • Sub-processors disclosed
  • Open-source clients
  • Third-party certification
JUMP TO
OVERVIEW

About Worldline

Worldline is the largest French and one of the largest European payment-services providers, operated by Worldline SA at Tour Voltaire, 1 Place des Degrés, 92059 Paris la Défense Cedex. Founded in 2014 as a carve-out from Atos and trading as WLN on Euronext Paris, the company became fully independent of Atos in 2022 when the latter completed the sale of its remaining stake; as of 2026 the free-float exceeds 90% with no single controlling shareholder and a mix of long-only / value / passive institutional investors. The product spans in-store, online, and omnichannel payment acceptance plus an issuing-and-acquiring stack for banks, cross-border services, open-banking infrastructure, and digital-currency rails, serving 1.4M+ merchant clients across 170+ countries with ~18,000 employees and a #4 global PSP ranking by volume.

Compliance posture is exceptional and oriented to regulated industries and public-sector procurement. Worldline carries ISO 9001:2015 (quality management), ISO 14001:2015 (environmental), ISO/IEC 27001:2022 (information security), ISO 22301:2019 (business continuity), ISAE 3402 and ISAE 3000 assurance reports (the audit framework used by financial-services suppliers globally), and PCI-DSS at the highest tier. National-grade certifications across many of its 170+ operating countries are also in place. The corporate compliance page makes the regulated-supplier story explicit; recent activity (May 2026) includes the finalisation of the Electronic Data Management divestment to SIX (Swiss financial-markets infrastructure) and a March 2026 rights issue, both signs of an active restructuring posture under the post-Atos independent governance.

Pricing is enterprise-grade and negotiated; no consumer-grade pricing page applies. Worldline sells through its Merchant Services, Financial Services, and Mobility & e-Transactional Services divisions and is the recommended choice for EU public-sector procurement, banks, retailers operating across multiple EU markets, and any organisation needing a Euronext-listed, fully-independent French alternative to US PSPs. Together with Adyen (NL), Worldline rounds out the directory's two-pillar EU public-listed-PSP shortlist; Mollie (NL) sits below them as the SMB / DNB-licensed e-money option.

SUB-PROCESSORS

Sub-processor map · none disclosed

Source ↗
Vendor discloses zero sub-processors. All data processing happens in-house.
CERTIFICATIONS

Frameworks & certifications

ISO/IEC 27001
ACTIVE
FEATURES

Capability matrix

Card payments Yes
SEPA Direct Debit Yes
Buy now, pay later Yes
Open banking (A2A) Yes
Recurring / subscriptions Yes
In-person / POS Yes
Marketplace / split Yes
INTEGRATION & ACCESS
REST API Yes
SSO (SAML / OIDC) Yes
COMPLIANCE & GOVERNANCE
Audit log Yes
Self-host / on-prem option No
PRICING

Pricing & tiers

PAID
Custom pricing

Contact vendor for tier or volume pricing.

View pricing page ↗
PUBLIC DOCUMENTS

Public documents

  • Data Processing Addendum (DPA)
    worldline.com/content…
    Open ↗
  • Sub-processors list
    support.legacy.worldline-solutions.com/en…
    Open ↗
  • Terms of Service
    worldline.com/en…
    Open ↗
ALTERNATIVES

Alternatives in this category

Adyen
Netherlands · Founded 2006
EU-BASED

Dutch publicly-listed payments giant (Euronext Amsterdam), DNB-licensed credit institution + EU/UK/US banking licences; €1.4T processed/yr.

Public DPA Sub-processors Open source
FROM
CLOUD ACT
MINOR
Alma
France · Founded 2019
EU-HOSTED

Paris-area French BNPL for merchants: 2/3/4/10/12 installments + Pay Later; 21,800+ merchants across 8 EU countries; Alma SAS, EU-owned.

Public DPA Sub-processors Open source
FROM
CLOUD ACT
MATERIAL
Dintero
Norway · Founded 2017
EU-BASED

Oslo fintech (Dintero AS): Finanstilsynet-authorised PI and, since 2025, the only Norwegian-owned direct Visa/Mastercard acquirer; checkout for e-com, marketplaces and physical retail.

Public DPA Sub-processors Open source
FROM
CLOUD ACT
MINOR