Paris-based ACPR-licensed pan-European marketplace payment institution (since 2007), €12.4B 2025 volume, 400+ marketplaces.
- FROM
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- CLOUD ACT
- MINOR
Luxembourg-licensed marketplace payments specialist, owned by Advent International (US PE) since 2022. Cross-reference: listed in our directory as a product.
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Ordered by feature parity and migration friction, which is weighted higher than feature breadth.
Paris-based ACPR-licensed pan-European marketplace payment institution (since 2007), €12.4B 2025 volume, 400+ marketplaces.
Dutch publicly-listed payments giant (Euronext Amsterdam), DNB-licensed credit institution + EU/UK/US banking licences; €1.4T processed/yr.
London-based UK direct-debit and recurring-payments specialist (FCA-authorised); Mollie acquisition announced Dec 2025.
All 3 alternatives, benchmarked against Mangopay.
Paris-based ACPR-licensed pan-European marketplace payment institution (since 2007), €12.4B 2025 volume, 400+ marketplaces.
Dutch publicly-listed payments giant (Euronext Amsterdam), DNB-licensed credit institution + EU/UK/US banking licences; €1.4T processed/yr.
London-based UK direct-debit and recurring-payments specialist (FCA-authorised); Mollie acquisition announced Dec 2025.
| Product | Hosting | Sovereignty | Cert. | Pricing | Signals | Open |
|---|---|---|---|---|---|---|
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Luxembourg CSSF + UK FCA-EMI-licensed marketplace payments (2013), 2,500+ platforms (Vinted, Malt, Wallapop), Advent International-owned since 2022.
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Luxembourg
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SOVEREIGNTY
A single roll-up of ownership and CLOUD Act exposure.
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— | Paid |
Public DPA
Sub-processors
Open source
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→ |
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Paris-based ACPR-licensed pan-European marketplace payment institution (since 2007), €12.4B 2025 volume, 400+ marketplaces.
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PARIS · FR
France
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SOVEREIGNTY
A single roll-up of ownership and CLOUD Act exposure.
|
— | Paid |
Public DPA
Sub-processors
Open source
|
→ |
|
Dutch publicly-listed payments giant (Euronext Amsterdam), DNB-licensed credit institution + EU/UK/US banking licences; €1.4T processed/yr.
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AMSTERDAM · NL
Netherlands
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SOVEREIGNTY
A single roll-up of ownership and CLOUD Act exposure.
|
— | Paid |
Public DPA
Sub-processors
Open source
|
→ |
|
London-based UK direct-debit and recurring-payments specialist (FCA-authorised); Mollie acquisition announced Dec 2025.
|
—
United Kingdom
|
SOVEREIGNTY
A single roll-up of ownership and CLOUD Act exposure.
|
— | Paid |
Public DPA
Sub-processors
Open source
|
→ |
Beyond compliance: how these alternatives compare on the capabilities you actually use day to day.
| Feature | Lemonway | Adyen | GoCardless |
|---|---|---|---|
| Card payments | Yes | Yes | No |
| SEPA Direct Debit | Yes | Yes | Yes |
| Buy now, pay later | Yes | Yes | No |
| Open banking (A2A) | Yes | Yes | Yes |
| Recurring / subscriptions | Yes | Yes | Yes |
| Payment links | Yes | Yes | Yes |
| In-person / POS | No | Yes | No |
| Marketplace / split | Yes | Yes | No |
For every product we read the public DPA, sub-processors document, hosting region declaration, and corporate ownership records. Each is timestamped. Signals are editorial, re-verified quarterly. We never accept self-attestation.
Reviewed by the EU Vetted editorial team · Editorial guidelines