—
— Not assessed — Not assessed — Not assessed
French payment giant (Worldline SA, Paris-listed WLN), #4 PSP worldwide, 18k employees, free float ~73% anchored by Bpifrance and French banks.
Public DPA: Yes
Sub-processors: Yes
Open source: No
Paris · FR
France
Sovereignty
A single roll-up of ownership and CLOUD Act exposure.
EU-Sovereign
EU/EEA/Switzerland-owned and -operated, with no identified CLOUD Act exposure.
EU-Based
This listing
EU-operated, with at most minor or transient US exposure.
EU-Hosted
EU hosting available, but a US parent or hyperscaler sub-processor creates material exposure.
US-Linked
Operated by a US-incorporated entity, directly subject to US jurisdiction.
ISO/IEC 27001
Paid
CLOUD Act exposure
How exposed customer data is to US authorities under the CLOUD Act (Clarifying Lawful Overseas Use of Data Act).
None
EU operator, no US parent, no US sub-processors of note.
Minor
This listing
A transient US sub-processor (CDN, maps); data at rest stays in the EU.
Material
US parent, or a core sub-processor is a US-owned hyperscaler.
Direct
The operator itself is US-incorporated.
Luxembourg CSSF + UK FCA-EMI-licensed marketplace payments (2013), 2,500+ platforms (Vinted, Malt, Wallapop), Advent International-owned since 2022.
Public DPA: No
Sub-processors: No
Open source: No
Luxembourg
Sovereignty
A single roll-up of ownership and CLOUD Act exposure.
EU-Sovereign
EU/EEA/Switzerland-owned and -operated, with no identified CLOUD Act exposure.
EU-Based
EU-operated, with at most minor or transient US exposure.
EU-Hosted
This listing
EU hosting available, but a US parent or hyperscaler sub-processor creates material exposure.
US-Linked
Operated by a US-incorporated entity, directly subject to US jurisdiction.
—
Paid
CLOUD Act exposure
How exposed customer data is to US authorities under the CLOUD Act (Clarifying Lawful Overseas Use of Data Act).
None
EU operator, no US parent, no US sub-processors of note.
Minor
A transient US sub-processor (CDN, maps); data at rest stays in the EU.
Material
This listing
US parent, or a core sub-processor is a US-owned hyperscaler.
Direct
The operator itself is US-incorporated.
Paris-based ACPR-licensed pan-European marketplace payment institution (since 2007), €10.5B of flows handled in 2024, 1,200 platform clients.
Public DPA: No
Sub-processors: No
Open source: No
Paris · FR
France
Sovereignty
A single roll-up of ownership and CLOUD Act exposure.
EU-Sovereign
EU/EEA/Switzerland-owned and -operated, with no identified CLOUD Act exposure.
EU-Based
This listing
EU-operated, with at most minor or transient US exposure.
EU-Hosted
EU hosting available, but a US parent or hyperscaler sub-processor creates material exposure.
US-Linked
Operated by a US-incorporated entity, directly subject to US jurisdiction.
—
Paid
CLOUD Act exposure
How exposed customer data is to US authorities under the CLOUD Act (Clarifying Lawful Overseas Use of Data Act).
None
EU operator, no US parent, no US sub-processors of note.
Minor
This listing
A transient US sub-processor (CDN, maps); data at rest stays in the EU.
Material
US parent, or a core sub-processor is a US-owned hyperscaler.
Direct
The operator itself is US-incorporated.
Amsterdam-based DNB-licensed payments platform: strong European payment methods (iDEAL, SEPA), 250k+ merchants; US-VC-funded cap table.
Public DPA: Yes
Sub-processors: No
Open source: No
Amsterdam · NL
Netherlands
Sovereignty
A single roll-up of ownership and CLOUD Act exposure.
EU-Sovereign
EU/EEA/Switzerland-owned and -operated, with no identified CLOUD Act exposure.
EU-Based
EU-operated, with at most minor or transient US exposure.
EU-Hosted
This listing
EU hosting available, but a US parent or hyperscaler sub-processor creates material exposure.
US-Linked
Operated by a US-incorporated entity, directly subject to US jurisdiction.
—
Paid
CLOUD Act exposure
How exposed customer data is to US authorities under the CLOUD Act (Clarifying Lawful Overseas Use of Data Act).
None
EU operator, no US parent, no US sub-processors of note.
Minor
A transient US sub-processor (CDN, maps); data at rest stays in the EU.
Material
This listing
US parent, or a core sub-processor is a US-owned hyperscaler.
Direct
The operator itself is US-incorporated.
Dutch publicly-listed payments giant (Euronext Amsterdam), DNB-licensed credit institution + EU/UK/US banking licences; €1.4T processed/yr.
Public DPA: Yes
Sub-processors: Yes
Open source: No
Amsterdam · NL
Netherlands
Sovereignty
A single roll-up of ownership and CLOUD Act exposure.
EU-Sovereign
EU/EEA/Switzerland-owned and -operated, with no identified CLOUD Act exposure.
EU-Based
EU-operated, with at most minor or transient US exposure.
EU-Hosted
This listing
EU hosting available, but a US parent or hyperscaler sub-processor creates material exposure.
US-Linked
Operated by a US-incorporated entity, directly subject to US jurisdiction.
—
Paid
CLOUD Act exposure
How exposed customer data is to US authorities under the CLOUD Act (Clarifying Lawful Overseas Use of Data Act).
None
EU operator, no US parent, no US sub-processors of note.
Minor
A transient US sub-processor (CDN, maps); data at rest stays in the EU.
Material
This listing
US parent, or a core sub-processor is a US-owned hyperscaler.
Direct
The operator itself is US-incorporated.
Oslo fintech (Dintero AS): Finanstilsynet-authorised PI and, since 2025, the only Norwegian-owned direct Visa/Mastercard acquirer; checkout for e-com, marketplaces and physical retail.
Public DPA: Yes
Sub-processors: Yes
Open source: No
Norway
Sovereignty
A single roll-up of ownership and CLOUD Act exposure.
EU-Sovereign
EU/EEA/Switzerland-owned and -operated, with no identified CLOUD Act exposure.
EU-Based
This listing
EU-operated, with at most minor or transient US exposure.
EU-Hosted
EU hosting available, but a US parent or hyperscaler sub-processor creates material exposure.
US-Linked
Operated by a US-incorporated entity, directly subject to US jurisdiction.
—
Paid
CLOUD Act exposure
How exposed customer data is to US authorities under the CLOUD Act (Clarifying Lawful Overseas Use of Data Act).
None
EU operator, no US parent, no US sub-processors of note.
Minor
This listing
A transient US sub-processor (CDN, maps); data at rest stays in the EU.
Material
US parent, or a core sub-processor is a US-owned hyperscaler.
Direct
The operator itself is US-incorporated.
