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Independently verified · Quarterly re-audit
EU VETTED
Alternatives to

European alternatives to Square (Block).

US-incorporated payments + POS provider, part of Block Inc (NYSE: SQ).

ALTERNATIVES
6
CLOUD-ACT · NONE
0
WITH BSI C5
0
FREE TIER
0

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TOP PICKS

Which are the closest Square (Block) alternatives?

Ordered by feature parity and migration friction, which is weighted higher than feature breadth.

SumUp
United Kingdom · Founded 2012
EU-HOSTED
★ #1 PICK

London-based mPOS fintech (originally Berlin), 4M+ SMBs, heavy US-VC funding (Goldman Sachs led €1.5B 2024); €15B IPO in prep.

Public DPA Sub-processors Open source
FROM
€0/mo
CLOUD ACT
MATERIAL
View profile →
Mollie
Netherlands · Founded 2004
EU-HOSTED
★ #2 PICK

Amsterdam-based DNB-licensed payments platform: strong European payment methods (iDEAL, SEPA), 250k+ merchants; US-VC-funded cap table.

Public DPA Sub-processors Open source
FROM
—
CLOUD ACT
MATERIAL
View profile →
Dintero
Norway · Founded 2017
EU-BASED
★ #3 PICK

Oslo fintech (Dintero AS): Finanstilsynet-authorised PI and, since 2025, the only Norwegian-owned direct Visa/Mastercard acquirer; checkout for e-com, marketplaces and physical retail.

Public DPA Sub-processors Open source
FROM
—
CLOUD ACT
MINOR
View profile →
SIDE-BY-SIDE

How do the 6 European alternatives to Square (Block) compare?

All 6 alternatives, benchmarked against Square (Block).

Feature comparison

Beyond compliance: how these alternatives compare on the capabilities you actually use day to day.

Feature SumUp Mollie Dintero GoCardless Worldline Adyen
Card payments Yes Yes Yes No Yes Yes
SEPA Direct Debit No Yes No Yes Yes Yes
Buy now, pay later No Yes Yes No Yes Yes
Open banking (A2A) No Yes No Yes Yes Yes
Recurring / subscriptions No Yes Yes Yes Yes Yes
Payment links Yes Yes Yes Yes Yes
In-person / POS Yes Yes Yes No Yes Yes
Marketplace / split No Yes Yes No Yes Yes
WHAT YOU'RE LEAVING
What are you leaving behind with Square (Block)?

Listed for transparency. Every product on this page is benchmarked against this baseline.

Square (Block) US-incorporated

US-incorporated payments + POS provider, part of Block Inc (NYSE: SQ).

US-based
OWNERSHIP
US-OWNED
CLOUD ACT
DIRECT
HOSTING
Likely AWS · US
SCHREMS II
Default SCC + supp.
METHODOLOGY

How we verified each row above.

For every product we read the public DPA, sub-processors document, hosting region declaration, and corporate ownership records. Each is timestamped. Signals are editorial, re-verified quarterly. We never accept self-attestation.

Reviewed by the EU Vetted editorial team · Editorial guidelines

Read methodology →