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European alternatives to Square (Block)

US-incorporated payments + POS provider, part of Block Inc (NYSE: SQ).

Alternatives
6
CLOUD Act · none
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Free tier
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Which are the closest Square (Block) alternatives?

Ordered by feature parity and migration friction, which is weighted higher than feature breadth.

Figure 1Closest matches to Square (Block)

United Kingdom · Founded 2012
EU-Hosted

London-based mPOS fintech (originally Berlin), 4M+ SMBs, heavy US-VC funding (Goldman Sachs led €1.5B 2024); US$10-15B London listing in preparation.

Public DPA: Yes Sub-processors: No Open source: No
From
€0/mo
CLOUD Act
Material
Netherlands · Founded 2004
EU-Hosted

Amsterdam-based DNB-licensed payments platform: strong European payment methods (iDEAL, SEPA), 250k+ merchants; US-VC-funded cap table.

Public DPA: Yes Sub-processors: No Open source: No
From
—
CLOUD Act
Material
Norway · Founded 2017
EU-Based

Oslo fintech (Dintero AS): Finanstilsynet-authorised PI and, since 2025, the only Norwegian-owned direct Visa/Mastercard acquirer; checkout for e-com, marketplaces and physical retail.

Public DPA: Yes Sub-processors: Yes Open source: No
From
—
CLOUD Act
Minor

How do the 6 European alternatives to Square (Block) compare?

All 6 alternatives, benchmarked against Square (Block).

Feature comparison

Beyond compliance: how these alternatives compare on the capabilities you actually use day to day.

Table 2Capabilities by product
Feature SumUp Mollie Dintero GoCardless Worldline Adyen
Card payments Yes Yes Yes No Yes Yes
SEPA Direct Debit No Yes No Yes Yes Yes
Buy now, pay later No Yes Yes No Yes Yes
Open banking (A2A) No Yes No Yes Yes Yes
Recurring / subscriptions No Yes Yes Yes Yes Yes
Payment links Yes Yes Yes Yes Not assessed Yes
In-person / POS Yes Yes Yes No Yes Yes
Marketplace / split No Yes Yes No Yes Yes

Source: vendor documentation, as of Aug 2026.

What are you leaving behind with Square (Block)?

Listed for transparency. Every product on this page is benchmarked against this baseline.

US-based
Square (Block) US-incorporated

US-incorporated payments + POS provider, part of Block Inc (NYSE: SQ).

Ownership
US-owned
CLOUD Act
Direct

How we verified each row above

For every product we read the public DPA, sub-processors document, hosting region declaration, and corporate ownership records. Each is timestamped. Signals are editorial, re-verified quarterly. We never accept self-attestation.

Reviewed by the EU Vetted editorial team · Editorial guidelines

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