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Independently verified · Quarterly re-audit
EU VETTED
Alternatives to

Alternatives to Trustly.

Swedish open-banking A2A payments leader, Nordic Capital + BlackRock PE-owned. Cross-reference: listed in our directory as a product.

ALTERNATIVES
3
CLOUD-ACT · NONE
0
WITH BSI C5
0
FREE TIER
0

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TOP PICKS

Which are the closest Trustly alternatives?

Ordered by feature parity and migration friction, which is weighted higher than feature breadth.

Volt
United Kingdom · Founded 2019
EU-HOSTED
★ #1 PICK

London-based open-banking A2A real-time payments (Volt Technologies, 2019), FCA EMI, 2,500 banks across 31 territories; US-VC-led.

Public DPA Sub-processors Open source
FROM
—
CLOUD ACT
MATERIAL
View profile →
GoCardless
United Kingdom · Founded 2011
EU-HOSTED
★ #2 PICK

London-based UK direct-debit and recurring-payments specialist (FCA-authorised); Mollie acquisition announced Dec 2025.

Public DPA Sub-processors Open source
FROM
—
CLOUD ACT
MATERIAL
View profile →
Lemonway
France · Founded 2007
EU-BASED
★ #3 PICK

Paris-based ACPR-licensed pan-European marketplace payment institution (since 2007), €12.4B 2025 volume, 400+ marketplaces.

Public DPA Sub-processors Open source
FROM
—
CLOUD ACT
MINOR
View profile →
SIDE-BY-SIDE

How do the 3 alternatives to Trustly compare?

All 3 alternatives, benchmarked against Trustly.

Feature comparison

Beyond compliance: how these alternatives compare on the capabilities you actually use day to day.

Feature Volt GoCardless Lemonway
Card payments No No Yes
SEPA Direct Debit No Yes Yes
Buy now, pay later No No Yes
Open banking (A2A) Yes Yes Yes
Recurring / subscriptions Yes Yes Yes
Payment links No Yes Yes
In-person / POS No No No
Marketplace / split No No Yes
METHODOLOGY

How we verified each row above.

For every product we read the public DPA, sub-processors document, hosting region declaration, and corporate ownership records. Each is timestamped. Signals are editorial, re-verified quarterly. We never accept self-attestation.

Reviewed by the EU Vetted editorial team · Editorial guidelines

Read methodology →